Although nearly two-thirds of customers (62 percent) considered the guarantees to be valuable, and while more than half of consumers (57 percent) said their warranty helped them last year, only 47% of consumers buy extended warranties. You can probably guess why sellers try so hard. They usually cost around 20 percent of the purchase price and can cost even more.
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What does a home warranty policy protect against?
Home warranties are designed to protect your home's appliances and systems from breakdowns caused by normal wear and tear. Home insurance pays for damage and losses caused by unexpected events, such as fire and weather damage, but it won't do any good if the washing machine breaks down.
